Make Stronger Offers With a Conditional Pre-Approval
Sellers and listing agents take an offer more seriously when it arrives with financing already vetted. A conditional pre-approval letter from ACP Lending shows you have been reviewed against real program guidelines — not a generic online estimate — before you put a property under contract.
Request one below. Review is quick, and if approved your letter is emailed to you.
What You’ll Need
- Your name, email, and phone number
- The property address you are targeting
- Purchase price and requested financing program
- Renovation or construction budget, if applicable
- Estimated after-repair value, if applicable
- Estimated credit score range
- Cash available for down payment, closing costs, and reserves
- Your anticipated closing timeframe
What Happens Next
Your request is reviewed against current program guidelines for the financing type you selected. If the profile fits, a conditional pre-approval letter is emailed to you that you can present with an offer.
If something does not fit, you will hear back with what would need to change — a different structure, more liquidity, or a different property — rather than a silent decline.
No account or sign-in is needed to submit the request.
Pre-Approval Is Not a Commitment to Lend
A conditional pre-approval reflects a preliminary review of the information you provide. Final terms remain subject to underwriting, credit approval, appraisal or valuation, title, insurance, property eligibility, and program availability. Verify the conditions in your letter before relying on it in a purchase contract.
Not Ready for Pre-Approval?
If you would rather talk a deal through first, or you want a preliminary structure on a specific property, start with a Request for Information instead. If you simply have questions, contact ACP Lending directly.
Ready to Request Pre-Approval?
Complete the pre-approval request and ACP Lending will review it and follow up by email.
Get Started