Real Estate Investment Financing, Underwritten With Discipline
ACP Lending provides fast, straightforward financing for real estate investors — from short-term fix-and-flip bridge financing to long-term DSCR rental and ground-up construction financing. Every deal is underwritten on the merits of the property and the plan, not just a credit file.
Fix-and-Flip Bridge Loans
Short-term bridge financing for real estate investors purchasing and rehabbing single-family and small multifamily properties.
DSCR Rental Loans
Long-term rental property financing qualified on the property’s cash flow, not personal income.
Ground-Up Construction Loans
Ground-up construction financing for residential investment properties, from lot to finished build.
Multifamily Loans
Financing for small-balance multifamily acquisitions and refinances.
Portfolio Loans
Blanket financing across multiple rental properties for growing investor portfolios.
Loan Forms
Every form needed to prepare and return a financing request, in one place. No account or sign-in required.
Ready to Talk Through a Deal?
Reach out and we’ll walk through financing options for your next investment property.
Read the latest market updates on the ACP Investor Brief.
Real Estate Investor Loan FAQ
What types of real estate investor financing does ACP Lending offer?
ACP Lending originates and underwrites bridge and fix-and-flip, DSCR rental, ground-up construction, multifamily and portfolio financing directly with its institutional capital partners.
How does DSCR rental financing work?
DSCR financing is evaluated primarily on a rental property’s cash flow rather than the borrower’s personal income. Approval, terms and required coverage ratios vary by lender and property.
How quickly can investment-property financing close?
Timing depends on the financing program, appraisal, title work and a complete borrower file. ACP Lending helps qualified borrowers move efficiently from initial review through underwriting and closing.
Where is financing available?
ACP Lending offers real estate investor financing across most U.S. markets through direct relationships with institutional capital partners. Program availability varies by property and location.
What information is needed for a property analysis?
Start with the property address, purchase price or current value, estimated renovation budget, requested loan amount, expected rent or resale value, and your investment experience.
ACP Deal Confidence Review™
Before recommending financing, ACP reviews the property, proposed budget, value or ARV, required cash, borrower liquidity, exit strategy, and material execution risks.
Finance It
Move forward when the deal, capital structure, and exit strategy support a realistic path to success.
Renegotiate or Restructure
Adjust the purchase, scope, leverage, or cash plan when the opportunity can work—but not as currently structured.
Walk Away
Recognize when the risk, required cash, or exit assumptions do not justify moving forward.
Ready to Underwrite the Decision?
Request your ACP Deal Confidence Review today. Most inquiries receive a response within one business day.
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